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Forum - Insurance
Insurance - Grills/Open Flame Devices
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<blockquote><strong class="quote">Jeramy Rath wrote:</strong> <P>Very surprised you were given the option. A few years ago a representative came out for an insurance inspection and flagged our building for having flame based grills, (among some other unrelated concerns) and basically told us that we needed to have an HOA policy established, and sent in to them ASAP. Policy would ban the use of flame based devices of any kind (patio heaters or firepits included) or else we would likely not be renewed. It should be noted that the local fire department has discussed (not sure if implemented yet) local fire code not allowing flame based devices on decks that don't have some sort of suppression system (sprinkler head) on the deck. All in all it's probably best to just to eliminate this now to avoid issues with the ever watchful eye of the (mountain) insurance industry as well as be in compliance with possible future fire/municipal code(s). </P> <P>We do allow (with insurance approval like you mentioned) electric grills that use a standard 15A/20A outlet. Note that we had a few owners who opted to go with a smoker (Traeger) type unit that proved to be quite a nuisance because of the amount of smoke produced. We had to add language for the removal of those as well. Technically speaking I learned that those smoker devices while "electric" actually have a small flame/combustion via wood chips or pellets anyway so it made it easier to fight the fight with stubborn owners. </P> <P>Jeramy Rath<BR> Expedition Station</P> </blockquote><br>
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