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Insurance Deductibles and Umbrella
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<blockquote><strong class="quote">Tim Miller wrote:</strong> <P>At Hidden River Lodge, we switched to a $25,000 deductible for 2025 (from $5,000 in 2024) -- we do not want to get dropped for filing smaller $ claims. We've not filed a claim in several years, and are also covering a water damage claim ourselves to avoid being forced into the secondary market -- which we were advised could cause our insurance rate to go to $250k to $500k a year for three years (this would cause individual unit monthly assessments to increase by ~$700 a month, just for insurance). We carry $15 million in umbrella coverage.</P> </blockquote><br>
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