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Insurance Deductibles and Umbrella
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<blockquote><strong class="quote">Paula Paul wrote:</strong> <P>Tennis Townhouses also raised our deductible to $25K for the reasons stated by Tim Huiting. Owners are now responsible for coverage up to that deductible and the policy is that the HOA will cover unless the damage is a result of the owners failure to properly maintain their property such as regular replacement of water heaters and identification and response to any leaks within a reasonable period of time. We recommend that all owners, unless they live in their unit full time have a local property manager who checks the property periodically.</P> </blockquote><br>
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