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Forum - Insurance
Insurance Deductibles and Umbrella
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<blockquote><strong class="quote">Tim Huiting wrote:</strong><p>Curtis - at the Sanctuary we have a $25,000 deductible, beginning in 2024. This is to lower the chances of us having to file a claim which can be a disaster if we are non-renewed for filing a claim, when we only had one insurance option to begin with. We are considering raising that to a $50,000 deductible next year as we are facing a water leak situation right now where we don't want to file a claim, but we have a huge bill the HOA has to eat. Regarding Umbrella policy, we carry a $10,000 million dollar umbrella. We were able to find a different vendor that reduced our premium for that considerably in 2025 compared to 2024. I'm happy to have a discuss if you want to give me a call.</p></blockquote><br>
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