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Forum - Insurance
Insurance Deductibles and Umbrella
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<blockquote><strong class="quote">Tim Huiting wrote:</strong><p>Question from Curtis Audin - Frey Gulch</p> <p>It's that time for us to renew our insurance for Frey Gulch. The first question is: 1) how much of a deductible do other HOA's carry. We have and are standing at $5,000. We are not forced to increase nor have we had any claims. 2) regarding the Umbrella liability policy. In the past we have been covered by a blanket umbrella from our management company. Now we have to provide that ourselves. We have available coverage of $5 million, $15 million and $25 million. Again, how much coverage are other HOA's carrying?</p></blockquote><br>
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